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Money itself is not evil, but the love of money can lead people away from God (1 Timothy 6:10). The Bible and Catholic teachings emphasize stewardship, honesty, generosity, and trust in God when handling finances.
📖 1. Stewardship: Everything Belongs to God
- Psalm 24:1 – "The earth is the Lord’s and everything in it."
- Luke 16:10 – "Whoever can be trusted with very little can also be trusted with much."
✅ DO:
✔️ See yourself as a manager, not an owner of money.
✔️ Use money wisely for good purposes.
✔️ Take responsibility for how you earn, spend, and invest.
🚫 DON’T:
❌ Waste money on unnecessary luxury or selfish desires.
❌ Be reckless or irresponsible with finances.
📖 2. Hard Work & Diligence
- Proverbs 10:4 – "Lazy hands make for poverty, but diligent hands bring wealth."
- 2 Thessalonians 3:10 – "If anyone is not willing to work, let him not eat."
✅ DO:
✔️ Work hard and be diligent.
✔️ Use your talents to earn an honest living.
✔️ Have a balanced work-life—work hard but don’t become a slave to work.
🚫 DON’T:
❌ Be lazy and expect money to come easily.
❌ Work just for personal gain—use your work to glorify God.
📖 3. Honesty & Integrity in Money Matters
- Proverbs 11:1 – "The Lord detests dishonest scales, but accurate weights find favor with Him."
- Leviticus 19:13 – "Do not defraud or rob your neighbor."
✅ DO:
✔️ Always be honest in business and financial dealings.
✔️ Pay workers fairly and on time.
✔️ Follow ethical financial practices.
🚫 DON’T:
❌ Cheat, deceive, or engage in corruption for financial gain.
❌ Withhold wages from employees.
📖 4. Saving & Planning Wisely
- Proverbs 21:20 – "The wise store up choice food and olive oil, but fools gulp theirs down."
- Luke 14:28 – "Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost?"
✅ DO:
✔️ Save money for the future (but don’t hoard!).
✔️ Budget and plan your expenses.
✔️ Live within your means.
🚫 DON’T:
❌ Be reckless with spending.
❌ Think that saving means not trusting God—God calls us to be wise.
📖 5. Generosity & Helping Others
- Proverbs 3:9 – "Honor the Lord with your wealth, with the firstfruits of all your crops."
- 2 Corinthians 9:7 – "God loves a cheerful giver."
- Luke 6:38 – "Give, and it will be given to you."
✅ DO:
✔️ Give to the Church and charity.
✔️ Help the poor and those in need.
✔️ Be generous, knowing that God will provide.
🚫 DON’T:
❌ Be selfish with wealth.
❌ Give reluctantly—giving should come from love, not obligation.
📖 6. Avoid Debt & Greed
- Romans 13:8 – "Owe no one anything, except to love each other."
- Proverbs 22:7 – "The borrower is slave to the lender."
- Matthew 6:24 – "You cannot serve both God and money."
✅ DO:
✔️ Pay off debts as soon as possible.
✔️ Live within your means to avoid debt.
✔️ Trust in God, not money, as your security.
🚫 DON’T:
❌ Borrow money carelessly.
❌ Let greed control your heart.
📖 7. Trust in God, Not Money
- Matthew 6:33 – "Seek first His kingdom and His righteousness, and all these things will be given to you."
- Philippians 4:19 – "My God will supply every need of yours."
✅ DO:
✔️ Put God above financial success.
✔️ Be content with what you have.
✔️ Trust that God will provide for your needs.
🚫 DON’T:
❌ Make money your main focus in life.
❌ Worry excessively about financial security.
📝 Practical Catholic Money Management Steps
1️⃣ Tithe & Give Generously (Start with 10% if possible).
2️⃣ Budget Wisely – Spend less than you earn.
3️⃣ Save & Invest – Be prepared for the future.
4️⃣ Avoid Debt – Live within your means.
5️⃣ Be Honest & Ethical – Follow Catholic values in business.
6️⃣ Trust God & Be Content – Don’t chase wealth, chase holiness!
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